# Deposit USD. Receive stablecoins.

US routing and account details are provided through Fiber's integration with Rain. Banking services are provided by SSB, Member FDIC. Eligible users can use this virtual account functionality for USD deposits by ACH or domestic wire. After settlement, the USD is converted into supported stablecoins and delivered to the Fiber wallet.

Fiber is a financial technology company, not a bank. Banking services are provided by SSB, Member FDIC. Funds deposited at SSB are eligible for FDIC insurance up to $250,000 per depositor, per insured bank, subject to applicable limitations and FDIC rules.

FDIC insurance applies only to eligible USD deposits held at SSB, Member FDIC. Once USD is converted into stablecoins, it is no longer a deposit and is not FDIC insured. Stablecoins and other digital assets are not deposits, are not FDIC insured, and are not obligations of or guaranteed by SSB.

- **ACH** — USD transfers
- **Domestic** — wire transfers
- **0%** — Fiber deposit fee

## From dollars to stablecoins, automatically.

Eligible users can receive virtual account details through Fiber's integration with Rain. Banking services for eligible USD transfers are provided by SSB, Member FDIC. After settlement, the USD is converted into supported stablecoins in Fiber.

### Get your account details

Eligible users can receive US routing and account details through Fiber's integration with Rain after identity verification. Banking services are provided by SSB, Member FDIC.

### Send or receive USD

Use the details to transfer money from an account you own or receive permitted third-party payments by eligible ACH or domestic wire.

### Receive stablecoins in Fiber

Once the eligible USD deposit settles at SSB and any required review is complete, the USD is converted into supported stablecoins and delivered to your Fiber wallet.

## From dollars to stablecoins, automatically.

### Get your account details

Eligible users can receive US routing and account details through Fiber's integration with Rain after identity verification. Banking services are provided by SSB, Member FDIC.

### Send or receive USD

Use the details to transfer money from an account you own or receive permitted third-party payments by eligible ACH or domestic wire.

### Receive stablecoins in Fiber

Once the eligible USD deposit settles at SSB and any required review is complete, the USD is converted into supported stablecoins and delivered to your Fiber wallet.

## Deposit your own money or receive it from others.

Fund Fiber from an account you own, receive eligible payments from clients or businesses, or direct supported USD payroll deposits into Fiber.

The sender uses familiar US banking rails. Once the transfer settles, the USD is converted into supported stablecoins in your Fiber wallet.

### Your own funds

Transfer USD from an account you own using the supported payment instructions shown in Fiber.

### Permitted payments

Receive eligible USD payments from supported clients, businesses, or platforms.

### Payroll deposits

Direct eligible USD payroll deposits into Fiber and receive the funds as supported stablecoins.

## US account details, connected to Fiber.

US routing and account details are provided through Fiber's integration with Rain. Banking services supporting eligible USD deposits are provided by SSB, Member FDIC. After settlement, the USD is converted into supported stablecoins and delivered to your Fiber wallet.

Availability and supported payment types vary by eligibility and jurisdiction.

## 0% Fiber deposit fees.

Fiber does not charge a deposit fee for supported USD deposits. Banks and other third parties may charge their own fees. Applicable fees and limits will be shown in Fiber where relevant.

Virtual account functionality is provided through Fiber's integration with Rain, with banking services provided by SSB, Member FDIC. Eligibility, identity verification, supported payment types, and jurisdictional restrictions apply.

## Send dollars. Receive stablecoins.

Open your Fiber account: https://app.fiber.so

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Fiber is a financial technology company, not a bank. Banking services are provided by SSB, Member FDIC. Funds deposited at SSB are eligible for FDIC insurance up to $250,000 per depositor, per insured bank, subject to applicable limitations and FDIC rules.
