# Every fee, in one place.

Add money, move it, trade, spend, or cash out. We show the fee before you confirm, and we keep $0 from passthrough costs.

Last updated August 17, 2026

## The full fee schedule

Fixed fees are in US dollars. Percentage fees are calculated against the applicable transaction amount or generated rewards.

### Put money in

Fund Fiber through your US Account or deposit a supported stablecoin.

| Activity | Fee | We keep |
| --- | ---: | ---: |
| **US Account deposit by ACH** — Onramp | $0 | $0 |
| **US Account deposit by wire** — Onramp | $0 | $0 |
| **Supported stablecoin deposit** — Onchain deposit | 0% | $0 |

### Move and use money

Send stablecoins, trade supported assets, or pay with Fiber Card.

| Activity | Fee | We keep |
| --- | ---: | ---: |
| **Supported stablecoin send** — Send out of Fiber | $0 | $0 |
| **Supported asset trade** — Buy, sell, or swap | 0% | $0 |
| **Stablecoin balance rewards** — Fee on generated rewards | 25% of rewards | 25% |
| **Fiber Card monthly fee** — Keep the card open | $0 | $0 |
| **Fiber Card transaction fee** — Card purchase | $0 | $0 |
| **Fiber Card foreign exchange** — When a purchase requires FX | At cost | $0 |

### Take money out

Convert supported stablecoins and send dollars through your US Account.

| Activity | Fee | We keep |
| --- | ---: | ---: |
| **US Account withdrawal by ACH** — Offramp · passthrough | $0.50 | $0 |
| **US Account withdrawal by wire** — Offramp · passthrough | $14 | $0 |

## What passthrough means

Some providers charge us to complete an action. We pass that exact cost through, without adding a markup.

- **US Account withdrawals** — $0.50 for outbound ACH and $14 for an outbound wire are provider costs. We keep $0.
- **Card foreign exchange** — Applicable provider or network FX costs are passed through without a markup from us.
- **Charges outside Fiber** — A sender bank, intermediary bank, or ATM operator may charge separately. We neither set nor receive those fees.

## A 0% fee is not a guaranteed price

A trade can still move because of spread, slippage, market movement, or liquidity. We show the current quote before you confirm.

## The terms behind the table

Eligibility, limits, supported rails, and card availability depend on your country and current provider terms.

- [US Account terms](https://fiber.so/en/legal/virtual-account)
- [Fiber Card documentation](https://docs.fiber.so/fiber-card)

The fee we show before confirmation is the final source of truth for that transaction.

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