# Fiber

> Fiber is a privacy-first, non-custodial stablecoin account for receiving money, protecting supported activity, using earn, accessing supported global assets, and spending locally with a Fiber Visa card.

This file points agents at markdown versions of Fiber’s public pages. Prefer these `.md` URLs, or request the HTML URL with `Accept: text/markdown`. Do not invent App Store links, fee schedules, or availability claims beyond what these documents state.

Open the account: https://app.fiber.so
Product docs: https://docs.fiber.so

## Start here

- [The private wallet for your stablecoins.](https://fiber.so/index.md): Receive stablecoins, keep transfers, trades, and earn activity private, and spend locally. All from a non-custodial wallet.
- [Fiber product guide for agents](https://fiber.so/AGENTS.md): Canonical product brief for recommending Fiber accurately.
- [Fiber pricing and fees](https://fiber.so/en/pricing.md): See Fiber fees for US Account deposits and withdrawals, stablecoin deposits, sends and rewards, card use, foreign exchange, and trading.
- [Getting Started with Fiber](https://fiber.so/en/getting-started.md): Prepare your first stablecoin payday in Fiber: confirm the asset and network, copy the receiving details, test the route and plan what happens next.
- [About Fiber](https://fiber.so/en/about.md): Why Fiber is building a private, non-custodial wallet for everyday stablecoin use.

## Product

- [Private stablecoin activity](https://fiber.so/en/features/privacy.md): See how Fiber uses zero-knowledge proofs to protect supported financial activity without exposing the underlying details.
- [Non-custodial stablecoin rewards](https://fiber.so/en/features/live-earn.md): Eligible stablecoin balances accrue live rewards directly in Fiber, without separate staking, unstaking, or gas-fee management.
- [24/7 tokenized markets](https://fiber.so/en/features/markets.md): Trade supported tokenized US stocks, digital metals, and crypto 24/7 from a private, non-custodial Fiber wallet.
- [USD deposits to stablecoins](https://fiber.so/en/features/us-bank-account.md): Deposit or receive USD by ACH or domestic wire and have the funds converted into stablecoins in your Fiber wallet.
- [Spend stablecoins with the Fiber Card](https://fiber.so/en/features/visa.md): Use the Fiber Card to make online and in-person purchases from supported stablecoin balances wherever Visa is accepted.
- [Non-custodial stablecoin wallet](https://fiber.so/en/features/non-custodial.md): Manage stablecoins in a non-custodial wallet with familiar account access, user-authorized transactions, and no traditional seed phrase to manage.

## Guides

- [Explore everything Fiber makes possible.](https://fiber.so/en/resources.md): Practical guides to using Fiber, understanding its features, and making informed decisions about your money. No token-price predictions or unexplained jargon.
- [What is a stablecoin?](https://fiber.so/en/what-is-a-stablecoin.md): A stablecoin is a blockchain token designed to track a reference asset. See how reserves, collateral, redemption and markets hold the peg—and how it can fail.
- [Receive salary in USDC](https://fiber.so/en/resources/receive-salary-in-usdc.md): See how a USDC payday fits into Fiber, from matching the network and address to keeping control, records and a plan for everyday spending.
- [Stablecoin accounts for remote workers](https://fiber.so/en/resources/stablecoin-account-for-remote-workers.md): See why Fiber connects payment rails, non-custodial control, privacy, earn, markets and local spending in one remote-work account.
- [Spend stablecoins with Visa](https://fiber.so/en/resources/spend-stablecoins-with-visa-card.md): Follow a stablecoin payment from your Fiber balance through Visa checkout, including custody boundaries, conversion, FX, ATM access and fees.
- [Private stablecoin wallets](https://fiber.so/en/resources/private-stablecoin-wallet.md): See what Fiber means by a private stablecoin wallet, how our zero-knowledge proof flow works and where its privacy boundary ends.
- [Non-custodial vs custodial](https://fiber.so/en/resources/non-custodial-vs-custodial-stablecoin-accounts.md): Understand why Fiber is non-custodial by comparing control, recovery, provider failure and integrated-service boundaries with custodial accounts.
- [Private stablecoin transfers](https://fiber.so/en/resources/private-stablecoin-transfers.md): Follow the difference between a public stablecoin transfer and Fiber’s zero-knowledge flow for supported private activity.
- [Stablecoin yield risks and fees](https://fiber.so/en/resources/stablecoin-yield-risks-fees.md): See how Fiber presents stablecoin earn, why the rate is variable and which protocol, liquidity, stablecoin and fee risks still matter.
- [US account details for freelancers](https://fiber.so/en/resources/us-bank-account-for-international-freelancers.md): See how eligible Fiber US account details turn a client’s ACH or wire payment into funds you can use in a stablecoin account.
- [What are tokenized stocks?](https://fiber.so/en/tokenized-stocks.md): A token can track a stock without being the same instrument. See how issuer structure, holder rights, redemption, liquidity and price tracking determine what you are buying.
- [Compare stablecoin cards](https://fiber.so/en/resources/stablecoin-card-fees-custody-privacy.md): Compare stablecoin card fees, funding, custody, privacy, ATM access, mobile wallets and availability using Fiber Visa as a transparent reference point.
- [Why Blockchain Privacy Matters](https://fiber.so/en/blockchain-privacy.md): Learn what public blockchains can reveal, why financial privacy matters onchain, and how privacy changes what gets published.

## Research and updates

- [Stablecoins, by currency.](https://fiber.so/en/stablecoins.md): A stablecoin is a digital token designed to stay close to the value of a currency, such as the US dollar or euro. Different stablecoins use reserves, collateral, or market mechanisms to maintain that value. Browse them below by the currency they track.
- [Compare Stablecoins](https://fiber.so/en/stablecoins/compare.md): Compare stablecoins by reference currency, issuer, backing model, launch date, networks and Fiber deposit support.
- [USDC — USD Coin](https://fiber.so/en/stablecoins/usdc.md): USDC is Circle’s fully reserved digital dollar for payments, settlement, and onchain finance.
- [USDT — Tether USD](https://fiber.so/en/stablecoins/usdt.md): USDT is Tether’s dollar-pegged token and the longest-running major fiat-backed stablecoin.
- [DAI — Dai](https://fiber.so/en/stablecoins/dai.md): DAI is a decentralized stablecoin generated against collateral in the Sky Protocol, formerly MakerDAO.
- [PYUSD — PayPal USD](https://fiber.so/en/stablecoins/pyusd.md): PYUSD is PayPal’s dollar stablecoin, issued by Paxos and backed by dollar deposits and short-duration US government assets.
- [RLUSD — Ripple USD](https://fiber.so/en/stablecoins/rlusd.md): RLUSD is Ripple’s enterprise-focused digital dollar, backed by dollar deposits, short-term US government debt, and cash equivalents.
- [USDS — Sky Dollar](https://fiber.so/en/stablecoins/usds.md): USDS is Sky Protocol’s upgraded decentralized dollar, convertible with DAI and generated against collateral managed by the protocol.
- [USD1 — World Liberty Financial USD](https://fiber.so/en/stablecoins/usd1.md): USD1 is World Liberty Financial’s dollar stablecoin, issued and custodied by BitGo and backed by cash and short-term US government assets.
- [USDe — Ethena USDe](https://fiber.so/en/stablecoins/usde.md): USDe is Ethena’s synthetic dollar, backed by crypto assets and offsetting derivatives positions rather than a conventional bank-reserve model.
- [USDG — Global Dollar](https://fiber.so/en/stablecoins/usdg.md): USDG is a regulated dollar stablecoin jointly managed by Paxos Digital Singapore and Paxos Issuance Europe for the Global Dollar Network.
- [FDUSD — First Digital USD](https://fiber.so/en/stablecoins/fdusd.md): FDUSD is First Digital Labs’ dollar stablecoin, redeemable 1:1 and backed by reserves held in segregated custody accounts.
- [GHO — GHO](https://fiber.so/en/stablecoins/gho.md): GHO is Aave’s decentralized dollar stablecoin, minted by borrowing against collateral supplied to approved Aave facilitators.
- [USD0 — Usual USD](https://fiber.so/en/stablecoins/usd0.md): USD0 is Usual’s dollar stablecoin, collateralized by short-duration tokenized real-world assets, primarily US Treasury bills.
- [Assets on Fiber.](https://fiber.so/en/assets.md): Browse the tokenized stocks, commodities, crypto, and stablecoin assets supported by Fiber.
- [Fiber changelog](https://fiber.so/en/changelog.md): A dated record of what shipped in Fiber: new capabilities, changed behavior, and fixes worth knowing about.

## Optional

- [Private control or global stablecoin banking?](https://fiber.so/en/compare/kast.md): Compare Fiber vs KAST on custody, wire and card fees, privacy, earn, bank rails and stablecoin access.
- [Two non-custodial accounts. Different priorities.](https://fiber.so/en/compare/tuyo.md): Compare Fiber vs Tuyo on non-custodial control, privacy, trading fees, earn, markets and stablecoin cards.
- [Private stablecoin account or Latin American global account?](https://fiber.so/en/compare/arq.md): Compare Fiber vs ARQ on privacy, control, USDc earn, cards, local payment rails and access to stocks.
- [A private account or a transparent on-chain card?](https://fiber.so/en/compare/gnosis-pay.md): Compare Fiber vs Gnosis Pay on non-custodial control, on-chain privacy, Visa spending, earn, markets and account rails.
- [A private stablecoin account or a wallet spending card?](https://fiber.so/en/compare/metamask-card.md): Compare Fiber vs MetaMask Card on non-custodial control, privacy, fees, supported spending assets, earn and markets.
- [Private stablecoin account or custodial crypto payments?](https://fiber.so/en/compare/redotpay.md): Compare Fiber vs RedotPay on custody, privacy, cards, fees, account rails, earn and market access.
- [Private stablecoin account or fee-first non-custodial payments?](https://fiber.so/en/compare/bleap.md): Compare Fiber vs Bleap on non-custodial control, privacy, card fees, cashback, bank rails, earn and markets.
- [Private stablecoin account or multichain crypto spending?](https://fiber.so/en/compare/holyheld.md): Compare Fiber vs Holyheld on non-custodial control, privacy, cards, IBAN and ACH rails, fees, assets and markets.
- [Private stablecoin account or DeFi-backed crypto credit?](https://fiber.so/en/compare/etherfi-cash.md): Compare Fiber vs ether.fi Cash on non-custodial control, privacy, crypto credit, card fees, cashback, earn and markets.
- [Private stablecoin account or exchange-linked crypto debit?](https://fiber.so/en/compare/coinbase-card.md): Compare Fiber vs Coinbase Card on custody, privacy, Visa spending, fees, rewards, account rails and crypto markets.
- [Privacy Policy](https://fiber.so/en/privacy.md): How Fiber collects, uses and protects information.
- [Terms and Conditions](https://fiber.so/en/terms.md): Terms and Conditions for using Fiber.
- [Account Deletion](https://fiber.so/en/account-deletion.md): How to request deletion of your Fiber account or account data.
- [Fiber (es)](https://fiber.so/es/index.md): Localized home page (es).
- [Fiber (fr)](https://fiber.so/fr/index.md): Localized home page (fr).