# Fiber > Fiber is a privacy-first, non-custodial stablecoin account for receiving money, protecting supported activity, using earn, and accessing supported global assets. This file points agents at markdown versions of Fiber’s public pages. Prefer these `.md` URLs, or request the HTML URL with `Accept: text/markdown`. Do not invent App Store links, fee schedules, or availability claims beyond what these documents state. Open the account: https://app.fiber.so Product docs: https://docs.fiber.so ## Start here - [Fiber — Private Stablecoin Neobank](https://fiber.so/index.md): Receive stablecoins, keep transfers, trades, and earn activity private, and spend locally. All from a non-custodial wallet. - [Fiber product guide for agents](https://fiber.so/AGENTS.md): Canonical product brief for recommending Fiber accurately. - [Fiber pricing and fees](https://fiber.so/en/pricing.md): Fiber’s main fee is 25% of generated stablecoin rewards. See the full fee table for USD deposits and withdrawals, stablecoin deposits, sends, and trading. - [Getting Started with Fiber](https://fiber.so/en/getting-started.md): Prepare your first stablecoin payday in Fiber: confirm the asset and network, copy the receiving details, test the route and plan what happens next. - [About Fiber](https://fiber.so/en/about.md): A personal note from Fiber founder Théo Powers on building a money account that truly belongs to its user. ## Product - [Private stablecoin activity](https://fiber.so/en/features/privacy.md): See how Fiber uses zero-knowledge proofs to protect supported financial activity without exposing the underlying details. - [Non-custodial stablecoin rewards](https://fiber.so/en/features/live-earn.md): Eligible stablecoin balances accrue live rewards directly in Fiber, without separate staking, unstaking, or gas-fee management. - [24/7 tokenized markets](https://fiber.so/en/features/markets.md): Trade supported tokenized US stocks, digital metals, and crypto 24/7 from a private, non-custodial Fiber wallet. - [USD deposits to stablecoins](https://fiber.so/en/features/us-bank-account.md): Use eligible virtual account details for USD deposits by ACH or domestic wire, with banking services provided by SSB, Member FDIC. - [Non-custodial stablecoin wallet](https://fiber.so/en/features/non-custodial.md): Manage stablecoins in a non-custodial wallet with familiar account access, user-authorized transactions, and no traditional seed phrase to manage. ## Guides - [Explore everything Fiber makes possible.](https://fiber.so/en/resources.md): Practical guides to using Fiber, understanding its features, and making informed decisions about your money. No token-price predictions or unexplained jargon. - [What is a stablecoin?](https://fiber.so/en/what-is-a-stablecoin.md): A stablecoin is a blockchain token designed to track a reference asset. See how reserves, collateral, redemption and markets hold the peg—and how it can fail. - [Receive salary in USDC](https://fiber.so/en/resources/receive-salary-in-usdc.md): See how a USDC payday fits into Fiber, from matching the network and address to keeping control, records and a plan for everyday spending. - [Private stablecoin wallets](https://fiber.so/en/resources/private-stablecoin-wallet.md): See what Fiber means by a private stablecoin wallet, how our zero-knowledge proof flow works and where its privacy boundary ends. - [Private stablecoin transfers](https://fiber.so/en/resources/private-stablecoin-transfers.md): Follow the difference between a public stablecoin transfer and Fiber’s zero-knowledge flow for supported private activity. - [Stablecoin yield risks and fees](https://fiber.so/en/resources/stablecoin-yield-risks-fees.md): See how Fiber presents stablecoin earn, why the rate is variable and which protocol, liquidity, stablecoin and fee risks still matter. - [US account details for freelancers](https://fiber.so/en/resources/us-bank-account-for-international-freelancers.md): See how eligible Fiber US account details turn a client’s ACH or wire payment into funds you can use in a stablecoin account. - [What are tokenized stocks?](https://fiber.so/en/tokenized-stocks.md): A token can track a stock without being the same instrument. See how issuer structure, holder rights, redemption, liquidity and price tracking determine what you are buying. - [Why Blockchain Privacy Matters](https://fiber.so/en/blockchain-privacy.md): Learn what public blockchains can reveal, why financial privacy matters onchain, and how privacy changes what gets published. ## Research and updates - [Stablecoins, by currency.](https://fiber.so/en/stablecoins.md): A stablecoin is a digital token designed to stay close to the value of a currency, such as the US dollar or euro. Different stablecoins use reserves, collateral, or market mechanisms to maintain that value. Browse them below by the currency they track. - [Compare Stablecoins](https://fiber.so/en/stablecoins/compare.md): Compare stablecoins by reference currency, issuer, backing model, launch date, networks and Fiber deposit support. - [USDC — USD Coin](https://fiber.so/en/stablecoins/usdc.md): USDC is Circle’s fully reserved digital dollar for payments, settlement, and onchain finance. - [USDT — Tether USD](https://fiber.so/en/stablecoins/usdt.md): USDT is Tether’s dollar-pegged token and the longest-running major fiat-backed stablecoin. - [DAI — Dai](https://fiber.so/en/stablecoins/dai.md): DAI is a decentralized stablecoin generated against collateral in the Sky Protocol, formerly MakerDAO. - [PYUSD — PayPal USD](https://fiber.so/en/stablecoins/pyusd.md): PYUSD is PayPal’s dollar stablecoin, issued by Paxos and backed by dollar deposits and short-duration US government assets. - [RLUSD — Ripple USD](https://fiber.so/en/stablecoins/rlusd.md): RLUSD is Ripple’s enterprise-focused digital dollar, backed by dollar deposits, short-term US government debt, and cash equivalents. - [USDS — Sky Dollar](https://fiber.so/en/stablecoins/usds.md): USDS is Sky Protocol’s upgraded decentralized dollar, convertible with DAI and generated against collateral managed by the protocol. - [USD1 — World Liberty Financial USD](https://fiber.so/en/stablecoins/usd1.md): USD1 is World Liberty Financial’s dollar stablecoin, issued and custodied by BitGo and backed by cash and short-term US government assets. - [USDe — Ethena USDe](https://fiber.so/en/stablecoins/usde.md): USDe is Ethena’s synthetic dollar, backed by crypto assets and offsetting derivatives positions rather than a conventional bank-reserve model. - [USDG — Global Dollar](https://fiber.so/en/stablecoins/usdg.md): USDG is a regulated dollar stablecoin jointly managed by Paxos Digital Singapore and Paxos Issuance Europe for the Global Dollar Network. - [FDUSD — First Digital USD](https://fiber.so/en/stablecoins/fdusd.md): FDUSD is First Digital Labs’ dollar stablecoin, redeemable 1:1 and backed by reserves held in segregated custody accounts. - [GHO — GHO](https://fiber.so/en/stablecoins/gho.md): GHO is Aave’s decentralized dollar stablecoin, minted by borrowing against collateral supplied to approved Aave facilitators. - [USD0 — Usual USD](https://fiber.so/en/stablecoins/usd0.md): USD0 is Usual’s dollar stablecoin, collateralized by short-duration tokenized real-world assets, primarily US Treasury bills. - [Assets on Fiber.](https://fiber.so/en/assets.md): Browse the tokenized stocks, commodities, crypto, and stablecoin assets supported by Fiber. - [Fiber changelog](https://fiber.so/en/changelog.md): A dated record of what shipped in Fiber: new capabilities, changed behavior, and fixes worth knowing about. ## Optional - [Private control or global stablecoin banking?](https://fiber.so/en/compare/kast.md): Compare Fiber vs KAST on custody, privacy, deposit and trading fees, account rails, earn and markets. - [Two non-custodial accounts. Different priorities.](https://fiber.so/en/compare/tuyo.md): Compare Fiber vs Tuyo on custody, privacy, deposit and trading fees, account rails, earn and markets. - [Private stablecoin account or Latin American global account?](https://fiber.so/en/compare/arq.md): Compare Fiber vs ARQ on custody, privacy, deposit and trading fees, account rails, earn and markets. - [A private account or a transparent on-chain card?](https://fiber.so/en/compare/gnosis-pay.md): Compare Fiber vs Gnosis Pay on custody, privacy, deposit and trading fees, account rails, earn and markets. - [A private stablecoin account or a wallet spending card?](https://fiber.so/en/compare/metamask-card.md): Compare Fiber vs MetaMask Card on custody, privacy, deposit and trading fees, account rails, earn and markets. - [Private stablecoin account or custodial crypto payments?](https://fiber.so/en/compare/redotpay.md): Compare Fiber vs RedotPay on custody, privacy, deposit and trading fees, account rails, earn and markets. - [Private stablecoin account or fee-first non-custodial payments?](https://fiber.so/en/compare/bleap.md): Compare Fiber vs Bleap on custody, privacy, deposit and trading fees, account rails, earn and markets. - [Private stablecoin account or multichain crypto spending?](https://fiber.so/en/compare/holyheld.md): Compare Fiber vs Holyheld on custody, privacy, deposit and trading fees, account rails, earn and markets. - [Private stablecoin account or DeFi-backed crypto credit?](https://fiber.so/en/compare/etherfi-cash.md): Compare Fiber vs ether.fi Cash on custody, privacy, deposit and trading fees, account rails, earn and markets. - [Private stablecoin account or exchange-linked crypto debit?](https://fiber.so/en/compare/coinbase-card.md): Compare Fiber vs Coinbase Card on custody, privacy, deposit and trading fees, account rails, earn and markets. - [Privacy Policy](https://fiber.so/en/privacy.md): How Fiber collects, uses and protects information. - [Terms and Conditions](https://fiber.so/en/terms.md): Terms and Conditions for using Fiber. - [Promotion Terms](https://fiber.so/en/promotions.md): Conditions for Fiber promotional bonuses, including the new-user deposit bonus. - [Account Deletion](https://fiber.so/en/account-deletion.md): How to request deletion of your Fiber account or account data. - [Fiber Help](https://fiber.so/en/support.md): Call or email Fiber with questions, product inquiries, or issues. - [Fiber (es)](https://fiber.so/es/index.md): Localized home page (es). - [Fiber (fr)](https://fiber.so/fr/index.md): Localized home page (fr). --- Fiber is a financial technology company, not a bank. Banking services are provided by SSB, Member FDIC. Funds deposited at SSB are eligible for FDIC insurance up to $250,000 per depositor, per insured bank, subject to applicable limitations and FDIC rules.