Fiber vs Tuyo
Two non-custodial accounts. Different priorities.Tuyo and Fiber both keep users in control. We built Fiber to make that control feel as easy as a neobank, with one account for getting paid, using earn and accessing supported markets.
Start using FiberBoth products protect user control. Our difference is scope: Fiber packages that control into a complete everyday account instead of a wallet toolkit you assemble yourself.
Similar boundary. Different center of gravity.
| What matters | Fiber | Tuyo | Decision note |
|---|---|---|---|
| Asset control | We are non-custodial and cannot access your funds, while keeping the account experience familiar and simple. | Tuyo says users control their funds and private keys. | Both are designed to keep core wallet control with the user. |
| Financial privacy | We shield supported on-chain transfers, trades and earn activity with zero-knowledge proofs. | Tuyo describes its card as private by design and says users remain in control during DeFi activity. | Compare the privacy of supported on-chain activity, separately from account security. |
| Trading | We offer supported tokenized stocks, commodities and crypto 24/7 with 0% Fiber trading fees. | Tuyo advertises 15,000+ tokens across five networks and publishes a 0.25% volume fee for most trades. | Tuyo leads on published token count; we lead with 0% Fiber trading fees and a tokenized-market focus. |
| earn | We integrate earn into one balance and show it accruing continuously in real time. | Tuyo publishes curated DeFi strategies for several assets and a 10% performance fee on returns. | We emphasize one live balance; Tuyo emphasizes strategy choice and published APYs. |
| Account rails | We provide eligible US account details for ACH and domestic wires with 0% Fiber deposit fees. | Tuyo advertises personal account details and multiple currencies through integrated fiat partners. | Both connect bank rails; provider, fee and jurisdiction details should be checked in-app. |
Choose Fiber if
- You want non-custodial control without managing a wallet-shaped workflow.
- You want one account for private activity, earn, tokenized markets and getting paid.
Tuyo may be the better fit if
- You want published access to a very large token catalog across five networks.
- You prefer choosing among multiple DeFi earn strategies.
- You value rewards and a card experience built around Base USDC.
Tuyo shares our user-control principle. Fiber focuses on incoming account rails, live earn, private supported activity and markets around the same non-custodial wallet.
Questions people ask
Are both Fiber and Tuyo non-custodial?
Both products keep core wallet control with the user. We build a familiar account around that boundary. Integrated services can still have separate identity, eligibility and processing requirements.
Which has lower trading fees?
We charge 0% Fiber trading fees for supported tokenized stocks, commodities and crypto. Tuyo publishes a 0.25% volume fee for most trades, with exceptions; network costs can apply to both.
Sources and freshness
Last reviewed: July 23, 2026
Competitor facts come from the company’s own public materials. Product availability, rates and fees can change; verify current terms before deciding.
- 01Tuyo product and FAQOpen source
Custody, networks, trading fees, earn and account positioning.
- 02Tuyo CardOpen source
Card funding, fees, limits, privacy, mobile wallets and physical-card status.
- 03Tuyo RewardsOpen source
Current TUYOs reward mechanics and program framing.
Comparison prepared by Fiber. Competitor names and trademarks belong to their respective owners. This is product information, not financial advice.